ICICI Bank Sapphiro Forex Travel Card

Joining Fee

• Joining fee – Rs 2,999 + GST
  
• Annual fee – Rs 999 + GST from the second year.

Benefits

• 0% mark-up charges on any cross-currency transactions (AMAZING!)
• 5% cashback on all Airlines and hotel spends done through online channels, capped to Rs 3,000 per month
• International lounge access: 2 complimentary lounge visits via DragonPass (digital access)
• Uber vouchers: Rs 1,000
  
• Avail of SRL Executive heath check-up worth Rs 2,750
  
• Protect your cards and wallet with OneAssist Complete Cards protection
• Lost Card/Counter card liability coverage of Rs 5,00,000

The only question here is the conversion rates on loading forex. As this info is not available for now, its pretty tough to conclude if we actually get 0% markup fee.

Rest of the features are amazingly crafted and as you can clearly see, the benefits are definitely greater than the fees charged. And hey, how can I miss about that stunning card design – its beautifully done!